Select Country:
Energy & Engineering
Inland Marine
Primary Casualty
Excess Casualty
Management Liability
Professional Liability
Property & Casualty
Navigators Re
Environmental Casualty
Protection & Indemnity
Specialty Auto
Commercial Auto
Buffer Auto

We are a team of specialist underwriters with extensive experience and deep technical knowledge of the transportation and business auto industry. We leverage this expertise to insure a wide variety of businesses within the sector through a select group of wholesale brokers.


Customer Profile:

  • Contractors
  • Dump Trucks
  • Energy
  • Manufacturers
  • Retail
  • Wholesale
  • Real estate
  • Service
  • Hospitality
  • Health Care
  • Transfer stations
  • Food delivery
  • Social service
  • Commercial debris
  • Waste and recyclers
  • Non-emergency transport
  • Garage
  • Truckers

Minimum Premium:



  • Up to $2 million primary
  • Up to $5 million excess

Appointed wholesale brokers only - limited appointments


Territories where this product can be provided
United States (except Alaska, Hawaii and Massachusetts. Limited in Louisiana, Florida and Michigan)


Key Features:

  • Admitted product
  • Business Auto or Motor Carrier policy
  • Garage/Auto Dealer form available
  • $1 million combined single limit with options for $2 million available
  • Mono-line or with accompanying lines
  • Various proprietary and ISO coverage forms
  • Navigators Commercial Auto Extension endorsement with imbedded coverage extensions, including Additional Insured, Waiver of Subrogation, Transportation Expense and others
  • MCS-90 if needed
  • Motor Carrier Filings
  • Pollution liability coverage form CA 99 48 available as optional

Submission Guidelines:

Other than truckers/motor carriers:

  • General application
  • Acord 127 – Business Auto (Acord 132 if Motor Carrier; Acord 149 if Auto Dealer)
  • Acord 129 – Vehicle Schedule
  • Acord 137 – State Application (including UM/UIM and No Fault selection forms)
  • Acord 163 – Driver Schedule
  • MVR’s on all drivers at inception and as-added throughout the year
  • Currently valued loss runs – Four prior years plus current year
  • 5 years historical exposures including current year premium at inception
  • Financial responsibility requirements
  • Acord 194 – Motor Carrier Supplement (if applicable)
  • State-specific UM/UIM selection/rejection forms

For- hire truckers/motor carriers (in addition to above)

  • Navigators supplemental questionnaire
  • Currently valued loss runs – four prior years plus current year, including loss summary
  • Financial responsibility requirements
  • Financial statement
  • Acord 194 – Motor Carrier Supplement (if applicable)
  • IFTA Mileage Reports
  • CSA scores from the insured, including explanations of reasons for any alerts and corrective actions taken.
  • Narrative of the insureds operation, history and safety program
  • Commodities hauled
  • Use of owner/operators and copy of contract
  • Cost-of-hire receipts for the previous year


SPECIALTY Contact(s)
Dave Stevenson   - President -   (860) 507-0751
Greg Martel  -  (860) 507-0755
Jake Kaminski  -  (847) 285-9043
Tad Trecker  -  (860) 507-0771
Tim Murphy  -  (860) 507-0760