We provide a superior retail umbrella product in specialties such as manufacturing and wholesale distribution, as well as many others. We tailor this specific appetite to the unique needs of the retail agency community. Coupled with prompt, accurate policy servicing, we design coverage for individual risks and niche specialty classes.

Customer Profile:

• Real Estate
• Manufacturing
• Retail Chains
• Hospitality Services (resorts, country clubs, hotels & restaurants)
• Financial Institutions
• Wholesale Distribution
• Business Services

Minimum Premium: Policy minimums range from $10,000 to $25,000, depending on region

Capacity: Up to $25 million in-house capacity

Distribution: Retail & Wholesale Brokers, Independent Agents & Program Managers

Territories where this product can be provided: All U.S. with limited appetite in Louisiana, Alabama and Mississippi

Key Features:

Umbrella

• A/B Form 
• Crisis Management
• Aggregate limit tracks with the underlying coverage


Excess

• Following form excess policy
• Ability to quota share layers
• Two separate forms available
• Aggregate limit tracks with the underlying coverage

Submission Guidelines:

• ACORD applications
• Five years of loss history
• Supplemental applications
• Copy of underlying quote letters

Information contained herein is for informational purposes only and shall not constitute an offer.  All coverages may not be available in all locations.  Only the policy itself can confer specific coverage and benefits.  Contact your Navigators representative for more information.