Select Country:
      Professional Liability: INTERNATIONAL PROFESSIONAL LIABILITY      
Energy & Engineering
Inland Marine
Primary Casualty
Excess Casualty
Management Liability
Professional Liability
Lawyers Professional Liability
Accountants Professional Liability
Miscellaneous Professional Liability
Technology Professional Liability
Architects & Engineers Liability
Real Estate Professionals E&O
International Professional Liability
Allied Healthcare
Property & Casualty
Navigators Re
Environmental Casualty
Protection & Indemnity

Navigators Pro specialises in providing both conventional and niche Professional Liability insurance and reinsurance solutions. With extensive experience in the class, our team of underwriting and claims specialists has the expertise required to address the varying professional liability needs of clients around the world. Rather than broad-brushing entire sectors, Navigators Pro’s underwriting team utilises an account-by-account approach and our portfolio of business covers the full breadth of the class.


Customer Profile: 


  • Primary: Typically firms with revenues up to GBP 5m, with a worldwide geographical reach (but excluding firms domiciled in the USA).
  • Excess: All accounts can be considered on a truly global basis.



  • Accountants Professional Liability: All sizes of accounts are written, from the “big four”, through the national second tier firms to small local practices. Geographical reach is on a global basis and all practices areas can be considered, including public audit, M&A and tax work.
  • Architects & Engineers: Our appetite ranges from multi-national and multi-discipline firms designing landmark projects, down to small specialists focusing on a single sector. Specialists can include low severity exposures, such as interior designers, though to the “high hazard” areas, such as oil and gas engineers.
  • Design & Construct: We underwrite a broad spread of design & construct business, including coverholders / MGAs schemes for primary SME business, through to leading excess layers on the large national / multi-national firms. Professional Liability policies can also be extended to include Contractor’s Pollution Liability.
  • Insurance Intermediaries: We have a significant book of insurance intermediaries, ranging from small brokers and underwriting agencies, through to lead lines on major international and specialist Lloyd’s brokers.
  • Lawyers/Solicitors: Lawyers / Solicitors are written as part of our excess book, with a minimum attachment point of USD / GBP 10m. Firms are written on a global basis (excluding firms domiciled in the USA).
  • Miscellaneous Professions: Navigators prides itself on its willingness to consider a wide variety of other commercial Professional Liability business, including surveyors, actuaries, consultants and technology-based risks.


Capacity: Maximum line size GBP 10m, EUR 10m, USD 10m & AUD 10m.



Distribution: Binders and facilities through authorized coverholders / MGAs and open market facultative accounts through approved brokers.



Territories where this product can be provided: We write business on a worldwide basis, with our focus including the U.K., Europe, Australia, South Africa, the Middle East, Canada, U.S.A., the Caribbean, Latin America and the Nordic territories.



Key Features: 

  • Security is provided by Navigators Syndicate 1221 at Lloyd’s where Lloyd’s is rated‘A’ (Excellent) by A.M. Best and ‘A+’ (Strong) by Standard & Poor’s
  • Able to offer civil liability or negligent acts wordings; any one claim or aggregate policy limits with expense costs included, or in addition to the policy limits (depending on the territory and the specific profession)
  • Various coverage extensions available including cyber liability, compensation for court attendance, defamation, dishonesty and discounted deductibles for alternative dispute resolution
  • Ability to provide General Liability coverage to our Professional Liability clients
  • Dedicated claims team of qualified lawyers based in London and New York provide professional claims handling service, from preliminary enquiries through to managing litigation with our legal counsel



Download forms and applications



Information contained herein is for informational purposes only and shall not constitute an offer.  All coverages may not be available in all locations.  Only the policy itself can confer specific coverage and benefits.  Contact your Navigators representative for more information.

Guillaume Déal    +33 1 7082 5065
Jerome Gillet    +33 1 7082 5062
Marco Serra    +39 02 7249 1823
Mark Haverkate    +31 10 798 2331
Richard Whitfield    +44 (0) 20 7220 6900