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      Primary Casualty: General Liability      
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Navigators Primary Casualty unit is a premier provider of high-quality general liability coverage solutions on a non-admitted basis through selected wholesale brokers.  With underwriting expertise in construction, products and real estate, the unit is a market leader in providing high quality coverage and superior service.

 

Customer Profile:

  • Contractors: Commercial, residential and industrial general and sub contractors on an annual renewable basis as well as project specific and wrap-up coverage
  • Product Manufacturers & Distributors: Non-frequency, commercial and industrial products; consumer based products can be considered based on exposure and loss history
  • Real Estate (OL&T): A wide variety of real estate lessors risk exposures and habitational accounts including but not limited to shopping centers/strip malls, office buildings, industrial/warehouse and apartments

Minimum Premium: $15, 000

 

Capacity:

  • $2 million max per occurrence limit
  • $4 million max general aggregate
  • $4 million max products completed operations aggregate limit
  • $2 million max personal and advertising injury limit

Distribution: Appointed Wholesale Brokers Only

 

Territories where this product can be provided: All U.S.

 

Key Features:

  • High quality coverage
  • Customized approach

Submission Guidelines:

  • Cover letter stating general description of operations, current carrier, premium, desired target or desired premium
  • ACORD applications and appropriate supplemental applications appropriate to the specific class of business
  • Loss summary along with hard copy currently valued company/TPA loss runs for minimum of past five years
  • Minimum five years of historical revenue or payroll (use square footage or unit count if OL&T)
  • Product brochures or reference to web site
  • Financials are required for specific classes or for high retention placement

Information contained herein is for informational purposes only and shall not constitute an offer.  All coverages may not be available in all locations.  Only the policy itself can confer specific coverage and benefits.  Contact your Navigators representative for more information.

GENERAL LIABILITY Contact(s)
USA - NORTHEAST (CT, DC, DE, KY, MA, MD, ME, NH, NJ, NY, OH, PA, RI, VA, VT, WV)
Joseph Savarese    (732) 623-5672
USA - SOUTH & SOUTHEAST (AL, AR, AZ, CO, FL, GA, LA, MS, NC, NM, OK, SC, TN, TX, UT)
David Crudo    (770) 510-2010
USA - SOUTH & SOUTHEAST (AL, AR, AZ, CO, FL, GA, LA, MS, NC, NM, OK, SC, TN, TX, UT)
Laura Moore    (312) 506-8171
USA - WEST & CENTRAL (AK, CA, HI, IA, ID, IL, IN, KS, MI, MN, MO, MT, ND, NE, NV, OR, SD, WA, WI, WY)
William Vaughn    (415) 217-8528