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Navigators Re
Environmental Casualty
Protection & Indemnity

Environmental responsibility and the accompanying liability goes far beyond recycling and reusing—let Navigators Environmental assist in protecting your client’s balance sheet by actively managing their environmental risks. We are your partner in providing creative risk solutions tailored for your client’s pollution liability exposures by using our underwriting flexibility and industry experience. Our underwriters are engineers and specialists in this class of business and understand the growing range of environmental liabilities. We’ll make sure your client’s environmental risks are identified, understood, and well managed.


Customer Profile:

Environmental Contractor’s Pollution (ECP): Annual and multi-year policies available for Practice Policies; for Project-Specific Policies, up to 5 years construction term and 10 years completed operations/extended reporting period

  • All general contracting and trade contractors
  • Specialty contractors
  • Environmental contractors
  • Projects – all types of projects including residential/habitation; commercial, industrial, and environmental

Environmental Professional’s Policy (EPP): Annual

  • Environmental consultants only (soil, groundwater, or hazardous materials investigation & remediation consultants)

Environmental Site Pollution (ESP): Up to 10 years

  • Operational – all commercial, habitational, light industrial and industrial types of risks
  • Transactional – commercial real estate transactions and brownfields

Environmental Excess (EXC): The same as the term noted above for each respective product line


Minimum Premium: $2,500-$5,000


Capacity: Up to $15 million


Distribution: Retail & Wholesale


Territories where this product can be provided: All U.S.


Key Features:

Optional coverage enhancements, such as:

  • Pollution Liability for transported cargo (including monoline transportation policies)
  • Waste disposal facility liability
  • Fungus / mold
  • ASTs & USTs (including State Financial Assurance where required)

Submission Guidelines:



Information contained herein is for informational purposes only and shall not constitute an offer.  All coverages may not be available in all locations.  Only the policy itself can confer specific coverage and benefits.  Contact your Navigators representative for more information.