Select Country:
Energy & Engineering
Inland Marine
Primary Casualty
Excess Casualty
Management Liability
Professional Liability
Property & Casualty
Navigators Re
Environmental Casualty
Protection & Indemnity
Specialty Auto
Commercial Auto
Buffer Auto

We are a team of specialist underwriters with extensive experience and deep technical knowledge of the transportation and business auto industry. We leverage this expertise to provide buffer limits within the transportation sector through a select group of wholesale brokers.


Customer Profile:

  • Motor Carriers
  • Dump Trucks
  • Commercial debris
  • Waste and recyclers
  • Truckers

Minimum Premium:



  • Up to $5 million excess

Appointed wholesale brokers only


Territories where this product can be provided
United States (except Alaska, Hawaii and Massachusetts. Limited in Louisiana, Florida and Michigan)


Key Features:

  • Excess Auto Follow Form product
  • Admitted forms available in some states

Submission Guidelines:

  • General application
  • Acord applications
  • Vehicle Schedule
  • Driver Schedule
  • Currently valued loss runs – Five prior years
  • 5 years historical exposures including current year premium at inception
  • Financial responsibility requirements
  • State-specific UM/UIM selection/rejection forms
  • Navigators supplemental questionnaire
  • Financial statement
  • IFTA Mileage Reports
  • CSA scores from the insured, including explanations of reasons for any alerts and corrective actions taken.
  • Narrative of the insureds operation, history and safety program
  • Commodities hauled
  • Use of owner/operators and copy of contract
  • Cost-of-hire receipts for the previous year


BUFFER AUTO Contact(s)
Dave Stevenson   - President -   (860) 507-0751
Jake Kaminski  -  (847) 285-9043
Tim Murphy  -  (860) 507-0760